phook.net

Let's Do This One Right
It is currently Sat Feb 17, 2018 9:00 pm

All times are UTC - 5 hours [ DST ]




Post new topic Reply to topic  [ 19 posts ] 
Author Message
PostPosted: Fri Jan 19, 2018 12:03 pm 
Offline

Joined: Fri Apr 14, 2000 6:49 am
Posts: 64630
Location: You can call me Al.
I know some of you fuckers have researched the shit out of this.

I'm considering moving to the 'use a miles card for daily purchases and pay in full every month' model.

My primary interest is to earn miles for flights and miles that can be used to upgrade from coach to business/first.

Currently looking at the United cards from chase.

Top two have same apr.

1:1 miles to $, 40k bonus w/$2k spent in first 90 and $95 annual fee or

1.5:1 miles to $, 50k bonus w/$3k in first 90 and $450 annual.

I need a new bed frame/mattress plus monthly purchases so I will meet the bonus requirements on either.

What else you got, phook?


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:05 pm 
Offline

Joined: Fri Jun 15, 2001 6:23 am
Posts: 3821
I use the Cap One Venture and Alaska card.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:11 pm 
Offline

Joined: Fri Apr 14, 2000 6:49 am
Posts: 64630
Location: You can call me Al.
Well you're probably the most well studied and frugally minded person on here, why those?

I imagine Alaska because you're at a major hub?

I'm leaning united since Chicago is a major hub.

What's the deal with Cap One Venture?


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:15 pm 
Offline
User avatar

Joined: Sat Jun 15, 2002 10:09 am
Posts: 25234
Location: massivetwoshits
https://millionmilesecrets.com/hot-deals/

_________________
The fingers you have used to dial are too fat. To obtain a special dialing wand please mash the keypad with your palm now.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:18 pm 
Offline

Joined: Wed Jun 12, 2002 1:36 pm
Posts: 119039
Location: Let me get some action from the back section
we have an alaksa BOA visa


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:19 pm 
Offline

Joined: Fri Apr 14, 2000 6:49 am
Posts: 64630
Location: You can call me Al.
Also, I am interested in ease of using rewards.

I HATE complicated rigamarole, phone calls and paperwork.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:35 pm 
Offline

Joined: Wed Oct 15, 2003 7:43 pm
Posts: 8556
Location: Colorado
Wife and I have Delta Amex since we're from Atlanta and will likely be moving back in a couple of years.

Get a free companion pass every year (this covers the annual fee cost), and free checked luggage. So it pays for itself right there. It also makes it easier to get bumped up in status. I'm silver status with Delta, even though I probably fly Southwest more times throughout the year since we're out here in Denver.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:49 pm 
Offline

Joined: Fri Jun 15, 2001 6:23 am
Posts: 3821
mybodyguard wrote:
Well you're probably the most well studied and frugally minded person on here, why those?

I imagine Alaska because you're at a major hub?

I'm leaning united since Chicago is a major hub.

What's the deal with Cap One Venture?


Alaska card is huge because of where we live. $79 a year, $121 companion far annually, 40k mile bonus for signing up. Free checked bag for up to 6 people if I book. Wife has one as well. Easy to sell the companion fare if I don’t use it and recoup the fee.

Cap One Ven had a 40k mile bonus when I signed up. $79 annual fee and 2x for every dollar spent. It’s SUPER easy to redeem points, find The purchase, select how many points to redeem and it’s in my statement in 2-3 days as a credit.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:57 pm 
Offline

Joined: Fri Apr 14, 2000 6:49 am
Posts: 64630
Location: You can call me Al.
Yeah cap one looks like 50k bonus, 2x and $95 annual.

And it sounds like miles are redeemed through the account by just applying them to a ticket purchase from any airline?

Not bad.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:58 pm 
Offline

Joined: Fri Jun 15, 2001 6:23 am
Posts: 3821
Airline, uber, car rentals, air bnb, pretty ouch any travel


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 12:58 pm 
Offline

Joined: Wed Feb 04, 2004 10:31 pm
Posts: 35934
i just got a delta am ex card and am about to start paying all my bills on it


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 1:00 pm 
Offline
User avatar

Joined: Thu Nov 26, 2009 2:04 pm
Posts: 22129
Location: St. Paul, MN
We do this with a chase sapphire preferred card. Sounds like that capital card is pretty much the same deal, although you only 2x towards travel and dining. 1:1 on everything else

is the capital venture card 2x on everything? That is sweet if so


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 1:00 pm 
Offline

Joined: Wed Feb 04, 2004 10:31 pm
Posts: 35934
i didnt really think about it though. thinking of changing to the chase card.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 1:01 pm 
Offline

Joined: Fri Jun 15, 2001 6:23 am
Posts: 3821
Pyrrhuloxia wrote:
is the capital venture card 2x on everything? That is sweet if so


Yup, I route all my bills to it and then pay off monthly


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 1:03 pm 
Offline
User avatar

Joined: Thu Nov 26, 2009 2:04 pm
Posts: 22129
Location: St. Paul, MN
damn I'm gonna have to take a look at that


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 1:03 pm 
Offline

Joined: Fri Apr 14, 2000 6:49 am
Posts: 64630
Location: You can call me Al.
Yeah it's looking like a potential winner.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 4:28 pm 
Offline

Joined: Fri Jul 19, 2002 10:12 am
Posts: 909
My husband travels a lot for work and he has a Southwest card and the Venture. He gets a bunch of points for booking southwest flights on the southwest card so we always earn a companion pass and enough points to get a free vacation (flights, hotels & rental) every year. Last year we went to Tulum Mexico for a week and this year we are going to Costa Rica for 10 days. We also usually take a couple cross country flights for free and a couple local flights. Anyway, that card is great for us but I don’t think it really suits your needs. He uses the venture card a lot less ($1000-$3000 a month) and the rewards stack up slower than the other one but it still pays for itself +. Rewards are super easy to redeem and the customer service is excellent, among the best of any credit card I’ve ever had. It also doesn’t charge any foreign transaction fees when you are out of country so that also makes it useful for us.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 4:35 pm 
Offline

Joined: Wed Feb 21, 2001 10:40 am
Posts: 33252
mybodyguard wrote:
Yeah cap one looks like 50k bonus, 2x and $95 annual.

And it sounds like miles are redeemed through the account by just applying them to a ticket purchase from any airline?

Not bad.



That's what I have. You just goto the place in the account menu and it lists "travel" purchases. I "" because they include fedex and a few other things. Which I like. It tells you how many point you need to redeem to wipe out the transaction.


One of my girlfriend's international teacher friends has apparently done all the research on this subject to the point that he gives seminars on this shit. According to him the best is some card from Chase.

I have no plans to switch though. I do what I want to do.


Top
 Profile  
 
PostPosted: Fri Jan 19, 2018 4:46 pm 
Offline

Joined: Wed Sep 25, 2013 1:13 pm
Posts: 3957
The Points Guy - Travel Rewards

https://thepointsguy.com/guide/top-trav ... dit-cards/


Top
 Profile  
 
Display posts from previous:  Sort by  
Post new topic Reply to topic  [ 19 posts ] 

All times are UTC - 5 hours [ DST ]


Who is online

Users browsing this forum: Anitrak, BaseLine, BonnieLee, digiholic, huntr, lifepulse, menudo505, nolee, peakay, pishsucks, rastacyborg, weav73 and 17 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum

Jump to:  
Powered by phpBB® Forum Software © phpBB Group
Americanized by Maël Soucaze.